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YES! You Can Afford LASIK!

Here at Dr. Winthrop’s office, financial considerations should not be an obstacle in obtaining the eye care you deserve. We make our LASIK procedures an excellent value by offering a combination of expertise, experience, and advanced technology with a variety of payment structures to accommodate everyone.

You have a budget and that's why we have designed a variety of payment alternatives. We are sure that one of our plans will satisfy your needs. LASIK is so exciting and life-changing that we want to make sure that each person who is a candidate can benefit from having this marvelous procedure.

You may choose any of the following payment options:
  • Cash or Check
  • Credit Card – we accept VISA, Mastercard, Discover, including mileage cards.
  • Care Credit interest-free or low interest monthly plan
  • Employer-provided FSA benefit
Whatever method of payment is right for you, you can rest assured that we will give you the personal attention and privacy that you deserve.


 

The online application process is fast, easy, accessible 24 hours a day/7 days a week, and of course completely confidential. If you prefer, our staff will help you process your application and make certain that it is approved on the same day! Ask our LASIK coordinator for more information.

* No Interest if Paid in Full Within 12 Months

On purchases made with your CareCredit card. A minimum purchase amount may be required for promotional plans longer than 6 months in duration. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 12 months or if you make a late payment. Minimum Monthly Payments Required. If promo and debt cancellation are not paid in full within 12 months, interest at 26.99% APR will be assessed from purchase date. If account goes 60 days past due, promo may be terminated early and accrued interest will be billed. As of 7/1/2011, Purchase APR 26.99%; Penalty APR 29.99%. Minimum Interest $2. Existing cardholders refer to your current credit agreement for rates and terms. Subject to credit approval.

** 14.90% APR and Fixed Monthly Payments for 24, 36, 48 or 60 Months

On purchases of $1,000 or more on 24, 36, or 48 months and $2,500 or more on 60 months with your CareCredit credit card. Fixed Minimum Monthly Payments Required. Penalty APR may apply if you make a late payment. 24 fixed monthly payments equal to 4.8439%, 36 fixed monthly payments equal to 3.4616%, 48 fixed monthly payments equal to 2.7780%, or 60 fixed monthly payments equal to 2.3737% required but interest will be assessed at reduced 14.90% APR if all minimum monthly payments on account, including debt cancellation, paid when due. If account goes 60 days past due, promo may be terminated early and standard account terms will apply. As of 7/1/2011, Purchase APR 26.99%; Penalty APR 29.99%. Minimum Interest $2. Existing cardholders refer to your current credit agreement for rates and terms. Subject to credit approval.

If your employer provides an FSA benefit, you may be able to use these funds toward qualified medical expenses. It is important to be well informed about how and when you can use these funds.

You may want to contact your employer’s Human Resources Department or benefits administrator to help you better understand how your plan works. They typically have contribution limits for each year, and those contributions may well have an expiration date. Some plans may allow you to “carry over” your unused funds or have a “grace period” depending on the design of the benefit plan.

It’s always best to contact the HR department or whoever is administering these benefits before you have a procedure—such as LASIK—to make sure you are eligible to use the funds for this purpose.

We suggest you make an appointment to come in for a pre-screening to make sure you are a candidate for LASIK. This way you will have all the information before you contact the HR department or plan administrator.

LASIK is considered “cosmetic” and is not billable to health plans for reimbursement but is eligible for reimbursement from an HSA account. Using these “pre-tax” funds in your FSA is an ideal way to pay for procedures such as LASIK.

Learn more about FSAs

The Global LASIK fee includes all pre-operative and follow-up care for the course of one year following the procedure. Additionally, the fee includes the cost of the post-operative kit, which will contain your plastic shields and post-operative eye drops. If an enhancement is indicated after the LASIK procedure, it is performed within the first year, at no additional expense to you, as part of the global fee. Call our office for more information: (805) 730-9111.

There is no charge for the free screening to determine that you are eligible for the procedure.

The global fee does not include the cost of any glasses or contact lenses, or the cost of treatment of complications or unrelated eye conditions.

The global fee is payable prior to your scheduled procedure date.


"Dr. Winthrop's credentials and experience and the latest equipment were primary factors in my decision. Deciding to have LASIK was the best decision I have made in my life!"

– John Ingram